John Sandman

Debt Collectors In Love

The student loan Kay Pigeon's daughter Leenie got to attend film school in LA was supposed to make her life sublime. Instead it condemned her to debt after she graduated into the 2008 recession and a job in the food service industry



Leenie's loan, which Kay c0-signed, plus the Wall Street trade paper she writes for are making her life miserable. That paper, Securities International News, is collapsing as Kay struggles with journalism's transition from print to the internet at the start of the decade.



While Leenie is on the West Coast waiting on tables, the phone in Kay's apartment constantly rings with call from the loan servicer in Pennsylvania, most often from call center rep Doris Morris. The payments, which Kay is responsible for, are being applied to the wrong loan. Kay gets no help from the peevish Doris, until she wants to dish about the corruption at the loan servicer. It's Kay's opportunity to write an expose--which may lead to another job--while getting to the bottom of her own problem.



Debt Collectors In Love takes a trip through Millennial debt, casino gambling, the excesses of Wall Street, early stage Alzheimer's disease, the impact of social media on journalism and workplace gender conflict. In the end, when everyone has deserted her, the thing Kay can always count on is having to pay her daughter's student loan.




Selected Works

Fiction
Kay Pigeon co-signed her daughter's student loan and is holding the bag when she can't pay. After finding that the loan servicer has not been posting her payments correctly, Kay meets a customer service rep who promises to help her expose wrong-doing at the servicer.
Praying For Rain features left-handed pitcher Carl Hubbs and catcher Joe Sperma and their low-rent struggle against to keep their waning minor league baseball careers a float in the hurricane ravaged South Florida of the 1970s.

Sperma is an electrical engineer by training and a baseball lifer. He resists a job offer at NASA, which symbolizes the end of his life in baseball--and his youth. The mercurial Hubbs, who is unable to harness and electric but erratic right arm. Hubbs depends on Sperma keep him on an even keel and Sperma finds that he stays in the game as much to launch Hubbs's career. As this odd couple hangs on the margins of the Florida State League, they try to glean the meaning of life as it's lived inside the white lines.

Nonfiction
When HIV/AIDS surfaced in South Africa during the 1990s, public health officials were slow to react.
The Securities and Exchange Commission’s Consolidated Supervised Entities Program regulated investment bank holding companies such as Bear Stearns and Lehman Brothers. Critics say it contributed to the 2008 financial crisis.
In the wake of Bernard Madoff’s Ponzi scheme, the Financial Information eXchange Protocol could have led examiners to the fraud.
By the mid-1990s, public health officials in the United States had become concerned that women of child-bearing years were at risk of contracting HIV, the virus that causes AIDS. Yet family planning agencies were slow to recognize or react the needs of vulnerable clients. Name reporting of people being tested for HIV was thought to drive those who should have been tested underground.

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